What’s on our mind? Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a book review or a fun quiz. So stay tuned in! We’re glad to have you reading along.
Monday, June 22, 2020
Eventually, many of us may help a loved one who needs caregiving services, enters assisted living, or find ourselves in the same position. Unfortunately, a common occurrence amongst LGBTQ folx under the care of home care aides is that...
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Tuesday, June 16, 2020
The groundswell of support for the ongoing protests and calls for ending racial and economic injustice speak to our society’s deep desire and passionate longing for change. Ultimately, people are protesting because they want a...
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Saturday, June 13, 2020
Many individuals view financial planning as an extremely personal and private matter. Sharing sensitive details about your financial assets (or lack thereof), earnings, attitudes about money, life goals, dreams, and how you’ll...
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Friday, June 12, 2020
LGBTQ baby boomers — the generation who pioneered the fight for equal rights and acceptance — are drawing upon that same radical spirit to ensure senior care services and institutions are inclusive and responsive to their...
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Tuesday, June 9, 2020
As an openly gay man, providing financial planning services to the LGBTQ community has always been a point of pride for me. I was recently asked to speak at a national conference with Cetera Advisors in Denver about exactly that. It...
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Saturday, June 6, 2020
During these times of civil unrest and complexity, we want to take a moment to state our commitment to equality and justice. As a company, we embrace our differences and strive to provide an environment where everyone feels safe and...
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Thursday, June 4, 2020
While many LGBTQ baby boomers are living vibrant, healthy, full lives across the US, there are thousands that face challenges that their fellow hetrosexual counterparts do not have to deal with. Higher rates of isolation,...
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Thursday, May 21, 2020
The conventional wisdom is often to leave your investment portfolio alone and to ride it out because the market will come back. Otherwise, smaller investors can make the mistake of selling when the market is down and then they don't...
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Tuesday, May 19, 2020
All economic booms end in recessions. It’s a consequential truth we have to embrace to move forward. The good news is that historically every recession is followed by expansion. What could the roadmap to recovery look like in our...
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Thursday, May 14, 2020
The Coronavirus pandemic reminds us that we are not invulnerable. Many of us live our lives like nothing can hurt us until we get sick and then planning is rushed or worse, left to our children after we die. The truth of the matter is...
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Monday, May 11, 2020
"Buy? Sell? Invest? When do I get back into the market?" That’s a question I hear a lot these days. My answer is simple: It depends on your risk tolerance and your timeframes. Goldman Sachs right now is feeling a little bit more...
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Friday, May 8, 2020
Putting the breaks on the economy to stop the spread of COVID-19 has caused job losses. Unfortunately, South Florida’s economy is particularly vulnerable because travel and tourism drive business. From the cruise lines and...
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Saturday, May 2, 2020
In March, the S&P 500 had the fastest bear market in history, falling 20% in 16 days, and then hitting a 30% decline over 19 days. The following month, the S&P 500 also had one of its best weeks in history. This type of volatility is...
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We are happy to share this important information from guest blogger Corrine Markey, founder of The Seniors’ Answer... Usually this time of year I’m writing about hurricane preparations so that you have weeks to prepare. But...
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Tuesday, April 28, 2020
After a month of stay-at-home restrictions, the economic fallout from the coronavirus pandemic is being felt by everyone. Now, more than ever, it's crucial to be savvy about money matters to limit damage to your finances. In honor of...
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Tuesday, April 21, 2020
April Is National Financial Literacy Month “How did you go bankrupt?” “Two ways. Gradually, then suddenly.” In the famous exchange from The Sun Also Rises, Ernest Hemingway illustrates how small, seemingly...
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Friday, April 10, 2020
Sharing the latest commentary from Cetera Investment Management ... (Click here to download and print the article) After the massive stimulus package, stocks remain volatile. Volatility will remain until there is more clarity around...
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Wednesday, April 8, 2020
Sharing the latest commentary from Cetera Investment Management ... (Download and print article We Are In A Recession Already) While we are in a recession, we do not expect it to worsen into a depression. The current recession...
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Tuesday, April 7, 2020
Tax day may be delayed this year, but it’s never too soon to start planning. If you’re like the 73% of Americans who received a refund last year,1 you’re looking forward to getting money back and thinking about how...
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Thursday, March 26, 2020
Did you know that one of the most important security steps you can take begins right at your own computer? That step is running critical updates for all your devices—phones, desktop and laptop computers, and tablets—as soon...
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Happy to share this timely article from one of our referral partners, The Seniors Answer... “The health effects of loneliness are astounding,” says Carla Perissinotto, Associate Chief of Geriatrics Clinical Program at U.C....
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Sharing the latest commentary from Cetera Investment Management ... The ever-changing fiscal and monetary stimulus picture targets economic disruption caused by the virus. However, significant market improvement may not occur until we...
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Wednesday, March 18, 2020
Treece Financial has solutions to address your concerns about coronavirus and market volatility. These may be things that you've never heard about, or not are not familiar with. But we work with money managers who are professionals...
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Friday, March 13, 2020
I hope you and your family are safe, healthy, and preparing for what looks like some major disruption in all of our lives for the foreseeable future due to the coronavirus pandemic. I’d like to share a message about the market's...
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Thursday, March 12, 2020
Here’s what’s on my mind this week… #2020Olympics going as planned There has been speculation since the #Coronavirus outbreak in #Japan will postpone or even cancel the events. The organizer confirmed that they are...
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Saturday, February 29, 2020
1. Set life achievement goals for the next leap year. 2. Catch up on a task that's been bogging you down this month. For example, prep and file your taxes? 3. Tackle those annoying household projects that you only want to face every...
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Friday, February 28, 2020
Recent news surrounding the coronavirus has shaken investor confidence over the past few trading sessions. Several of my clients have contacted me with concerns about how the global spread of the coronavirus may affect their financial...
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Tuesday, January 21, 2020
2020’s New Year celebrations are over. Resolutions have been made (and possibly already discarded). Myriad “best of the decade” lists have been published. But time constantly moves forward and the cycle repeats itself...
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Thursday, January 16, 2020
Treece's 3ForThursday! What's on my mind this week... New Year's holiday celebrations are over and resolutions are in full swing, but everyone is still asking about 2020’s economic outlook. Here's an outlook on the long and short...
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Thursday, December 12, 2019
#Treece3ForThursdayHere's what's on my mind this week... 1) #JollyBollyHoliday Hum aasha karte hain, aapki chhuttiyaan aanandayak ho!Luis and I - along with many of our clients and friends - recently kicked off the holidays...
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Friday, December 6, 2019
This year’s holiday spending is forecasted to outpace last year. According to Deloitte, holiday spending is expected to exceed $1.1 trillion between November and January, a 4.5 to 5% increase over 2018.1 It’s not too late...
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Friday, December 6, 2019
Every holiday season we find ourselves in a panic trying to get shopping done last minute while watching the credit card balance skyrocket. If you could do it differently to save stress, time, and cash, would you shop earlier? Would...
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Friday, December 6, 2019
Yes, it’s the most wonderful time of the year, with parties for hosting, marshmallows for toasting – and cyber criminals looking to take advantage of your holiday busy-ness to compromise your online security. They hope...
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Thursday, December 5, 2019
Here's what's on my mind this week... 1) #CamelRideFail On our recent trip to Jordan, Luis and I took camel rides. As you can see from this photo, I had a bit of hard time getting off the ground. It reminded me of this YouTube video...
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A timely message from guest blogger Corrine Markey of The Seniors Answer ... In this age of technology, you can research your ancestry and get your DNA tested online which will give you a lot of data about your family, but it will not...
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Thursday, November 21, 2019
1) #ExpatAdventuresWe often help our clients examine the #prosandcons of #retiringabroad. Here’s an insightful #NewYorkTimes article about it.2) #MedicareAbroadA common question about #livingabroad is “Will #Medicare cover...
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Wednesday, November 20, 2019
Trying to avoid politics at the table this Thanksgiving? Grab everyone's attention by starting an end-of-life wishes conversation! Did you know that 95% of Americans say that it's important to discuss their end-of-life wishes with...
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Thursday, November 14, 2019
#Treece3forThursdayWhat’s on my mind this week... 1) #ChartToppersWho's the all-time best-selling music artist? A fascinating animated look at the the past 50 years 2) #RetirementRankingsWhere does #Florida rank as an affordable...
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Thursday, November 7, 2019
#Treece3forThursday What’s on my mind this week... 1) #TBT #TreeceAndLuis My husband Luis and I when we were honored in 2012 as a #StonewallLuminaryCouple by #ThePrideCenter. Oh my, look at those mustaches - perfect to post...
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Thursday, October 31, 2019
What's on my mind this Halloween! #FrightNight for FidoHalloween can be a fun time for kids and families, but a nightmare for pets. Keep them safe with these 10 easy tips. #MischiefManagedDid you know that #hauntedhouses are a product...
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Wednesday, October 30, 2019
As the little goblins take to the street for fright night treats, it's important to note that Halloween is not the only time to be alert for tricks. Children are at the highest risk for ID theft year round. 1) Child ID Theft: 8 Steps...
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Thursday, October 24, 2019
#Treece3onThursday What's on my mind this week: 1) #EatTogetherCheck out this moving public service video about eating together (especially in our age of technological isolation). This is exactly what we want for our #SoloAgers (and...
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Thursday, October 10, 2019
#Treece3onThursday What's on my mind this week: 1) #ReserveCurrencyThe U.S. dollar is the world’s most powerful reserve currency, making up over 61% of foreign reserves. With the world rapidly changing, what will the composition...
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Thursday, October 3, 2019
#Treece3onThursday What's on my mind this week: 1) #TheGuardiansStunning movie I just watched about “legal” guardian abuse. We might be showing to our clients and the community. View the chilling trailer. 2) #HoundDogOn a...
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Thursday, September 26, 2019
#Treece3onThursday What's on my mind this week: 1) #SocialSecurity2020The official announcement will come on October 10th, but it looks like Social Security recipients will have a small cost of living adjustment #COLA in...
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Monday, September 23, 2019
September is National Life Insurance Awareness Month. Because coverage needs change over time, taking a "DNA" (Detailed Needs Analysis) test periodically ensures that you have the right mix of coverage for your current situation and...
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Thursday, September 19, 2019
#Treece3onThursday What's on my mind this week: 1) Lights, Camera, Action! My team and I recently filmed a video series at CIC Miami to announce the addition of Susanne Veder to our team and to explain our new The Solo Ager™ and...
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Thursday, September 12, 2019
#Treece3onThursday What's on my mind this week: 1. Yes, Trump's tweets DO move the markets according to a #BankofAmerica study. And #JPMorgan has created a #TrumpTweetIndex called the #volfefe after Trump's nonsensical #covfefe tweet....
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It’s Coming Don’t Wait – Act NOW! Use your cell phone, camera or video camera to take photos of all of your belongings – room by room Keep cell phone on your charger; consider buying a mobile charger Get a...
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Wednesday, August 21, 2019
Having your social media accounts stay active after you’re gone isn’t such a big deal, is it? You may not think it's a big deal, but what about your loved ones?
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Is there one big thing you can let go of during "Simplify Your Life Week" to open up space in your life for another? We’re all familiar with the concept of spring cleaning, a time to cleanse our closets and garages of the random...
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Sunday, July 14, 2019
“All advocacy is, at its core, an exercise in empathy.”Samantha Power Advocacy is a big part of what we do. It is not just about financial planning and investment management. I want to personally share news of some of the...
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Saturday, July 13, 2019
July marks the mid-point of the year, smack in the middle of South Florida’s steamy and humid summer season. Traditionally, this more languid time of year brings a slower pace, vacations, and time to recharge. However, for many...
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Wednesday, July 10, 2019
Summer is when our thoughts turn to longer days, warmth, relaxation, and well-earned vacations. It’s also a time to take a few carefully considered steps that can pay big dividends when days are shorter and there’s less...
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Monday, July 8, 2019
One of the most common questions I get from clients is, “What’s the difference between Medicaid and Medicare?” I understand the confusion, because they can seem to be similar at first glance, but an in-depth review...
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Tuesday, June 25, 2019
Eventually, many of us may help a loved one who needs caregiving services, enters assisted living, or find ourselves in the same position. Unfortunately, a common occurrence amongst LGBT individuals under the care of home care aides is...
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Friday, June 21, 2019
While the decades-long fight for equal rights and marriage equality for LGBT Americans has resulted in society-shifting strides, residual forms of inequality still impact their safety, their families, and their day-to-day lives....
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Thursday, June 13, 2019
With an estimated 3 million LGBT adults over age 50 (with the number expected to grow to around 7 million by 2030) living in the US, isolation and discrimination is on the rise for many single, aging LGBT folk. The emphasis on youth...
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We are happy to welcome guest author Corrine Markey of The Seniors Answer share tips for the upcoming hurricane season: After 25 years of not having a major hurricane hit South Florida, Irma came with a vengeance in 2017. We were lucky...
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Wednesday, June 5, 2019
Live Secure 1. Record all details in one central location of important legal documents, list of financial assets, pensions or profit-sharing plans, latest tax return and Social Security statements, the location of any safe deposit...
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Thursday, May 30, 2019
June 2019 marks the 50th anniversary of the Stonewall uprising, the spark that ignited America’s gay liberation movement. LGBTQ Baby Boomers are this movement’s “Greatest Generation”—pioneers who have...
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Reprinted from 55+ Magazine: Each year, the Medicare program loses $60 billion to fraud. The best way to reduce this figure is beneficiary education to prevent and reduce known pathways to fraudulent activities and unethical billing...
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Tuesday, May 21, 2019
"My health is the #1 concern. Longevity is the #2 concern."Alonzo Mourning Longevity is a common concern that comes up during many long-term financial plan discussions. As individuals envision what their later years may look like,...
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Saturday, April 27, 2019
Ready for another serving of investment terminology explained in easy-to-digest terms? While the alphabet soup acronyms and technical terminology of “finance-speak” can be sometimes overwhelming, terms can sound more...
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Monday, April 8, 2019
Since 2004, April has been designated as Financial Literacy Month in the U.S. to teach Americans how to establish and maintain healthy financial habits. What better way to strengthen your financial literacy than with a light and...
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Friday, March 22, 2019
Throughout March, Treece Financial is honoring Women’s History Month by examining the topic of women and investing. In general, at least from a superficial perspective, men invest more frequently than women. One contributing...
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Friday, March 1, 2019
Women's History Month recognizes the many historic advances females have contributed across all fields in our society. As we take time to reflect on these important accomplishments, it's also an ideal time to address female financial...
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Tuesday, February 12, 2019
People often ask me "How do you get paid?". They are sometimes unsure of the differences between commissions, fees, and how charges are calculated for various services. Treece Financial Group offers fee-based services through an...
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Friday, January 11, 2019
Even though parts of the U.S. federal government remain closed due to the ongoing shutdown, identity thieves are not taking any time off. In fact, because the Federal Trade Commission (FTC) is shut down so hackers now have even more...
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Thursday, January 10, 2019
December didn't deliver a "Santa Claus Rally", but brought breathtaking market volatility instead. What will the first month of 2019 bring us? View this monthly recap for expert market insights. After viewing, please feel free to call...
Read More• Equities continue to face worries around trade, data, and levels of corporate debt. • Positive market fundamentals remain intact. • We remain cautiously optimistic. U.S. equities have started the week on a sour note....
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Friday, December 7, 2018
I was recently interviewed by Washington Post columnist Michelle Singletary for my opinion about the annual median cost of long-term care now ranging from $18,720 for adult day-care services to $100,375 for a private room in a nursing...
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Tuesday, November 20, 2018
Grab a cup of coffee, find a quiet space for an hour, and give yourself and your family the gift of getting your personal finances organized for a head start on 2019 planning! Now is an ideal time to do a year-end check-up of your...
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Wednesday, October 31, 2018
Next Tuesday's elections are sure to bring changes that will determine what direction our country's economy and policies will move over the next few years. After the November elections, the strong US economy may be threatened by an...
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Wednesday, August 1, 2018
Are you unsure about how to invest your portfolio in today’s uncertain economic and political climate? Many investors are concerned that the market could have a major correction, but don’t want to just sit it out while the...
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Sunday, July 1, 2018
Travel doesn’t start when you hit the road, and it doesn’t end when you arrive home. Travel is a life-long journey that feeds the soul … increases understanding of the world and our place in it …and inspires...
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Friday, June 1, 2018
Q. I’m still young—why should I bother thinking about estate planning now? A. No matter your age, economic level, or marital status, estate planning is something EVERYONE needs to address. No one has a crystal ball to see...
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Thursday, May 24, 2018
Fiduciary Duty and Responsibility David Treece is an Accredited Investment Fiduciary, which means he has a duty to always put a client’s interest first. Treece Financial Group follows a fiduciary process that includes a duty of...
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Tuesday, May 1, 2018
Q. When is the best time to start my Social Security income? A. You may think it best to start receiving Social Security benefits as soon as you reach full retirement age. However, many Americans underestimate their longevity, so...
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A bestselling book argues for a new approach to decluttering Click here to read the story on NextAvenue By Shayla Stern Although I’ve never visited Sweden, I find myself attracted to simple, clean-lined architecture and furniture...
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Friday, March 9, 2018
Although you may have the best of intentions, you may not be saving enough for retirement. Underemployment, family responsibilities, medical issues, or an unexpected crisis can throw you off your financial planning track. Get...
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Friday, March 9, 2018
It's happened again. This time it was dangerously close to home, at Marjory Stoneman Douglas High School in Parkland, just 40 miles from Miami. Another senseless loss of young lives due to gun violence.Along with grieving for the...
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Sunday, December 10, 2017
It’s hard to believe, but another year is almost behind us. With January just around the corner, now is a great time to review various items you may want to consider as you get set to enter 2018. Many of the IRS publications...
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Monday, November 6, 2017
Families of dying loved ones turn to hospice care services when a diagnosis is terminal and pain-free comfort is the first priority. As the hospice industry grows (there are now more than 4,000 agencies in the nation), however, many...
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Wednesday, August 9, 2017
It's more important than ever for baby boomers to plan ahead for future long-term needs in order to have control over choices for quality care! Trump Administration is moving to make it impossible to take nursing homes to court. Some 1...
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Monday, July 24, 2017
Consumer sentiment remains high, but has leveled out. According to the latest index of consumer sentiment “the data provide no indication of an imminent downturn nor do the data provide any indication of a resurgent boom in...
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Monday, July 24, 2017
As most of you now know, Marcela has moved on from Treece Financial Group where she was David’s personal assistant for many years to pursue her passion in Personal Training. She is an active trainer teaching Functional Fitness...
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Monday, May 22, 2017
When it comes to selecting our financial portfolios Mr. Ben Bernanke, former Federal Reserve Chairman, is wise to ask the American people if we are factoring in political risk. It is no surprise speaking to a coworker, a family member...
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Friday, April 7, 2017
What is the difference between the old pensions of yesterday and today's 401(k)'s? Employees understand that pensions are good for guaranteed income and many employer's no longer offer them because of the expenses. This leaves a heavy...
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Wednesday, March 15, 2017
In the December issue of our newsletter, we shared an article by Robert Shiller of Yale, a Nobel-Prize winning economist, about his CAPE Index. That stands for Cyclically Adjusted Price to Earnings ratio, and in that article, he stated...
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Friday, February 24, 2017
Healthcare is a huge issue. It should be no surprise that healthcare reform is in the news so often. My parents, your parents, and the young workers applying for jobs should be interested in what the crystal ball of healthcare holds....
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Wednesday, February 15, 2017
Inflation is going up. See our February Newsletter for how we look at this current economy, markets, and political environment. There is a lot of risk in the market, including political risk. By Lucia Mutikani U.S. retail sales rose...
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Wednesday, February 8, 2017
As a husband, I easily get confused when talking to my spouse. I know we are different people and I tend to hang onto the words she says. This morning - hardly woken up - we just couldn't communicate our thoughts about our trainer's...
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Tuesday, January 31, 2017
Good morning! After stretching my arms I smile as I ardently awake from my restful sleep. With my smartphone at my bedside I reach to see the daily news and tweets. A cohort of mine, that I can not say I readily agree with, posted...
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Friday, January 20, 2017
As I watch the inauguration of our 45th President of the United States many questions started circling in my mind... including how our past Presidents were inaugurated. Take the quiz and find out how much you know. By ASSOCIATED PRESS...
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Wednesday, January 18, 2017
By TIM HERRERA JAN. 18, 2017 You’ve probably thought about what will happen to your finances, your possessions and maybe even your real estate when you die. But what about your Facebook account? Or your hard-drive backups? For...
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Monday, October 31, 2016
Always do your background checking before investing
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Robocall scams cost Americans $350 million While companies work with the FCC on technical fixes to this scourge, here's what you can do to cut the unwanted calls.
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Includes Isakson amendment to create level playing field, increase access for retirement income solutions
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Opinion: The typical American couple has only $5,000 saved for retirement
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Who Will Pay For Mom's Or Dad's Nursing Home Bill? Filial Support Laws And Long-Term Care
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Top 10 Medicare Mistakes Common errors can be costly, but here's how to avoid them http://www.aarp.org/health/health-insurance/info-2014/medicare-mistakes-to-avoid.html?cmp=sf39702941+sf39702941
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A new study of U.S. law firms looks at how managers' personal political views affect gender roles at work.
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Safeguard Your Digital State If you died, what would happen to your email archives,social profiles and online accounts? Without your passwords, your loved ones may be unable to shutdown your Facebook page, access your accounts, and...
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FTC Detects New Social Security Scam You look in your email inbox and see the subject line “Get Protected.” Well, we all want that! Upon opening the email, you learn that the Social Security Administration (SSA) is...
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