Our Fees
Assets Under Management
This type of relationship is best for clients with a minimum of $250,000 in assets. Assets under management (AUM) fees vary based on the size of the account and the specific money management. Our fees are competitive, fully disclosed, and mutually agreed upon.
The benefits of an ongoing fee-based relationship include:
- Regular, personalized communication
- Review meetings once or more per year
- Quarterly performance reports
- Professional guidance on investments and all financial matters
- A more disciplined approach to investing
- A mutual incentive—we are genuinely motivated to grow your portfolio and preserve your wealth because it is in our best interest. too
- Potential tax benefits—fees for advisory accounts are generally deductible against your federal income taxes
Asset Range
$250,000 - $499,999
Fee: 1.00%
$500,000 - $999,999
Fee: 0.95%
$1,000,000 - $1,999,999
Fee: 0.80%
$2,000,000 - $2,999,999
Fee: 0.70%
$3,000,000 and above
Fee: 0.60%
Management Fee
1.60%*
1.55%*
1.40%*
1.30%*
1.20%*
Fees, charges, and expenses are detailed in Cetera Advisors LLC's ADV Part 2A. Please refer to the firm's ADV Part 2A and the client agreement for additional platform, strategist, or any related fees that may apply.
*Assets under management fee schedule reflective of advisory services offered through My Advice Architect.
FEE-FOR-SERVICE
Everyone has financial planning needs — and we are here to assist at whatever level you need to address them.
Whether you require a consultation on a specific financial issue, are ready to create a comprehensive financial plan, experience a life milestone that requires you to revisit your financial plan, or are assisting a family member to get their finances in order—we can help.
Payment can be structured as recurring or one-time fees, depending upon what is best for both you and us.
description
Create Financial Plan
Fee: 1.00%
Review Existing Financial Plan
Fee: 0.95%
Limited-Scope Service*
Fee: 0.80%
One-Time Consultation
Fee
$2,500
$1,200
$1,000
$35o
*A limited-scope service is advice and assistance provided to complete a specific planning project. Project examples include personal financial planning, business planning, divorce planning, insurance needs analysis, college planning, retirement income strategies, or estate planning in coordination with your attorney. Minimum fee of $1,000 per service. Additional fees may apply due to the scope of the project.
Insurance Products
The purchase cost of a contract with an insurance company varies by product. Contact us to review your needs and explore options.
For products like life insurance, disability insurance, annuities, and long-term care, the insurance company pays a commission to the advisor.
David Treece is licensed in life, health, annuity and long-term care insurance.
Robert Wroblewski holds life, health, and long-term care insurance licenses.