Our Fees
we carefully manage your Assets for long-term wealth
An ongoing, long-term assets-under-management (AUM) relationship is best for clients with $250,000 or more in investable assets. Our fees are competitive, fully disclosed, and mutually agreed upon.
The benefits of an ongoing fee-based relationship include:
- A more disciplined approach to investing
- Professional guidance on investment management
- Ongoing personalized communication
- Quarterly performance reports
- Review meetings once or more per year
- A mutual incentive—as fiduciaries, we are genuinely motivated to grow your portfolio and preserve your wealth because it is in our best interest, too
Asset level
$250,000 - $499,999
Fee: 1.00%
$500,000 - $999,999
Fee: 0.95%
$1,000,000 - $1,999,999
Fee: 0.80%
$2,000,000 - $2,999,999
Fee: 0.70%
$3,000,000 and above
Fee: 0.60%
Management Fee*
1.60%*
1.55%*
1.40%*
1.30%*
1.20%*
Fees, charges, and expenses are detailed in Cetera Advisors LLC's ADV Part 2A. Please refer to the firm's ADV Part 2A and the client agreement for additional platform, strategist, or any related fees that may apply.
*Assets under management fee schedule includes both the advisor's fee and the program fee and is reflective of advisory services offered through My Advice Architect. Clients in Manager or Unified programs will pay a Manager Fee, based on the selected Manager.
we offer one-time services to give you flexibility in planning
Everyone has financial planning needs — and we are here to assist at whatever level you need to address them.
Whether you require a consultation on a specific financial issue, are ready to create a comprehensive financial plan, experience a life milestone that requires you to revisit your financial plan, or are assisting a family member to get their finances in order—we can help.
Payment can be structured as recurring or one-time fees, depending upon what is best for both you and us.
service
Create Financial Plan
Fee: 1.00%
Review Existing Financial Plan
Fee: 0.95%
Limited-Scope Service**
Fee: 0.80%
One-Time Consultation
Fee
$2,500
$1,200
$1,000
$350
**A limited-scope service is advice and assistance provided to complete a specific planning project. Project examples include personal financial planning, business planning, financial considerations of divorce planning, insurance needs analysis, college planning, retirement income strategies, or estate planning in coordination with your attorney. Minimum fee of $1,000 per service. Additional fees may apply due to the scope of the project.
We are insurance-licensed to meet your evolving coverage needs
David Treece is licensed in life, health, annuity, and long-term care insurance.
Robert Wroblewski is licensed in life, health, and long-term care insurance.
Contact us to review your needs and explore options. The purchase cost of a contract with an insurance company varies by product. For products like life insurance, disability insurance, annuities, and long-term care, the insurance company pays a commission to the advisor.