Broker Check

Our Process


Our goal is to become your advisor for life.

Maybe you fear that a financial advisor will charge you high commissions or fees. 

Maybe you are unsure of what questions to ask or how to start the retirement planning process.

Maybe you think you do not have enough assets to require a financial advisor.

Maybe you are unhappy with the level of service your current financial advisor is providing.

No matter what your concerns - our team works with every client to make them feel comfortable and informed before any financial decisions are made. The first step is to make sure you believe we are a good fit for you.



We begin by listening to you. We want to make sure we understand your values, goals, and long-term vision for your financial security enough so you can trust us with your business. With transparency and honesty, we are happy to give you a financial checkup second opinion.

We pride ourselves on having a very comfortable investment process. We typically meet with prospective clients two or three times before we make any investment decisions.

Listen.

On a first appointment, we like to get to know you, your goals, time frames, risk tolerance, your personal family situation, and anything else about you that helps us to help you. We may also get copies of existing account statements, tax returns, insurance coverage and so forth.

Discuss.

On a second appointment, we will provide you with a financial wellness report of where you stand today—a full analysis and feedback about things you have done well, and maybe things that may need to be looked at further or areas of concern.

Does your current financial advisor offer this useful analysis step to you?

Unlike many other financial advisors, we provide you with a comprehensive retirement analyzer to provide a baseline and easily understandable snapshot to inform our discussion and confirm your goals and desires. This is often an eye-opening experience, and sometimes we even come across some things we may consider a red flag.  

We use Morningstar, Money Guide Pro, and other investment and financial planning software to give you specific feedback about your portfolio.

We analyze your holdings, and we can tell you how you’ve done against various benchmarks, show you risk vs. reward, the Morningstar ratings of your mutual funds, and give you other important feedback. 

Decide.

On a third appointment, based on your reaction to the feedback we give you, we can make specific recommendations for you. This may include making some changes in your portfolio, using third-party money managers, doing income planning, updating beneficiaries, and so forth.

We are committed to helping you stay on track for life!

After investment decisions are made and we establish a comfortable working relationship, we are available at any time. You can contact us via phone, email, or in person to review any concerns or address any life changes that require you to look anew at your financial planning decisions. We keep in regular communication with you with newsletters, phone calls, invitations to client appreciation events, and will schedule regular review meetings with you.

By the way, you can sign-up for a no-obligation portfolio review right now. We encourage you to take advantage of this opportunity to get a second opinion about your accounts!

Who is your typical client?

You—in fact, because every client is unique. We specialize in retirement planning and most of our clients are saving for retirement, close to retiring, or already in retirement. We have many married couples or couples who are in a domestic partnership. We also have many clients who are single, including many who are older and alone, and we pride ourselves in being able to offer high levels of service to these clients. We have a strong relationship with the LGBT community in South Florida. Our clients come from more than 20 different countries and a wide variety of backgrounds. David Treece is fluent in Spanish.

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