The whole point of an annuity is guarantees — it could be guaranteed growth or guaranteed lifetime income. Most people like guarantees, especially in retirement.
Join Financial Advisor David Treece for a plain-language explanation of everything you need to know about annuities, including ...
1) Annuity Basics:
• What exactly is an annuity?
• Advantages and disadvantages
• Getting income from an annuity (withdrawals vs. annuitization)
• Myths about annuities
2) Types of Annuities
• Fixed Annuities
• ixed Indexed Annuities
• Variable Annuities
• Immediate Annuities
3) Other Key Annuity Uses:
• Long-term care
• Postponing required minimum distributions (RMDs) from IRAs to as late as age 85—not just 72
• Are annuities coming to 401ks?
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Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested. No system or financial planning strategy can guarantee future results.
Investors should consider the investment objectives, risks and charges, and expenses of the variable annuity carefully before investing. An investment in a variable annuity involves investment risk, including possible loss of principal. Variable annuities are designed for long-term investing. The contract, when redeemed, may be worth more or less than the total amount invested. Variable annuities are subject to insurance-related charges including mortality and expense charges, administrative fees, and the expenses associated with the underlying subaccounts.
The prospectus contains this and other information about the variable annuity. Contact David Treece at 10800 Biscayne Boulevard, Suite 725, Miami, FL 33161 or 305-751-8855 to obtain a prospectus, which should be read carefully before investing or sending money.
The guarantee of the annuity is backed by the claims-paying ability of the issuing insurance company.
Registered Representative offering securities and advisory services through Cetera Advisors LLC (doing insurance business in CA as CFGA Insurance Agency), member FINRA/SIPC, a broker/dealer and a registered investment adviser. Cetera is under separate ownership from any other entity. Treece Financial group is not affiliated with Cetera Advisors LLC.
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Date and Time
Tue, Sep 28, 2021
10:00a - 10:30a EST