LGBTQ Money Talks on Q News Tonight David Treece's LGBTQ Money Talks on Q News Tonight offers practical, LGBTQ-focused money market insights and provide answers to viewer-submitted questions that address the unique needs of LGBTQ individuals when it comes to personal finance and financial planning.If you are interested in scheduling David Treece to be a contributor on your news program, please email email@example.com.The views and opinions are those of Q News Tonight and/or David Treece should not be construed as investment advice. The views and opinions are NOT those of Cetera Advisors LLC. December 14, 2020 I am an older gay man, and I am aging alone and worried about making sure I am taken care of. Can you give me financial advice about what I should be doing now?|I am behind in saving for retirement, and I know I need to invest, but I don't want to take a lot of risk either. Do you have any investment suggestions?|How do I choose a financial advisor? How do I do background checking to make sure they are LGBTQ friendly and to make sure there aren't any issues I should be aware of? December 7, 2020 What is a robo-advisor, and can they be trusted?|What is ESG investing?|With a COVID vaccine on the horizon, should I be paying special attention to anything? November 30, 2020 What is a robo-advisor, and can they be trusted?|What is ESG investing?|With a COVID vaccine on the horizon, should I be paying special attention to anything? November 23, 2020 Are government bond funds a safe investment right now?|Are there any investments I should steer clear of during these politically unstable times?|The housing market is behaving oddly, is it a good time to refinance my home? November 16, 2020 Are There Financial Planning Differences For LGBTQ Community vs Straight Community?|From Every Paycheck, How Much Should I Be Spending Vs. How Much I Should Be Saving?|I Have Alot Of Student Debt. What Should I Do? November 9, 2020 The Supreme Court has a hearing on striking down Obamacare tomorrow, and I am worried about losing my health insurance. What do you think will happen?|How do you see the stock market reacting to the new administration next year? |I hear a lot about the F.I.R.E. movement—Financial Independence, Retire Early. What do you think about it? November 2, 2020 Please explain the difference between a Roth vs. traditional IRA? | What is the value of a traditional vs. living Will? | In financial planning, is marriage for LGBTQ couples a benefit or not? October 26, 2020 My credit card rewards are great, so I charge everything. What are some pitfalls I should avoid? | In what cases do I need to put money into a trust instead of in my own name? | I received a notice from the IRS. What now? October 19, 2020 Is it a good idea to consolidate my debts? | I’ve heard of a backdoor Roth conversion. Is it legal? Can you explain this in layman’s terms? | I hear that rates are low now. What are the pros and cons of refinancing my home? October 12, 2020 Should I take out a home equity loan? | I owe so much in taxes this year. How can I prevent that next year? | A friend introduced me to an investment opportunity that sounds too good to be true. What are some hallmarks of a bad investment? October 5, 2020 Is Trump’s Approach To Taxes A Good Financial Strategy? And For Us? | What Will Florida’s Constitutional Amendment Of $15 Minimum Wage Mean To My Financial Planning? | How Much Money Should I Have Before I Get A Financial Planner? September 28, 2020 Is it expensive to hire a personal financial advisor? Is this cost worth it for me? | COVID-19 has hit hard, so I need to use my savings. Any pitfalls to avoid? | What are some ways to better stay on top of my budget? September 21, 2020 I’ll never pay off my student loans in this lifetime. Why even try to keep on top of payments? | I loaned money to a family member and they refuse to pay. What should I do now? September 14, 2020 LGBTQ Money Talks does not own and is not affiliated with "Queer Money" or "Debt Free Guys LLC""