Broker Check

Full Transparency Fee-Based Services

Assets Under Management (AUM)
Asset Range Advisor Management Fee
$10,000 - $249,999 1.05%
$250,000 - $499,999 1.00%
$500,000 - $999,999 0.95%
$1,000,000 - $1,999,999 0.80%
$2,000,000 - $2,999,999 0.70%
$3,000,000 and above 0.60%
***Custodian, Platform, Investment and Internal Costs are not included here. Depending on the construction of the portfolio, cost will vary.
Fee For Service
Description Cost Generally Speaking
Financial Planning Consultation $250 8 Hours / Multiple Meetings
We generally charge $2500 for a Financial Plan. $250 consultation is absorbed here*** $2,500 8 Hours / Multiple Meetings
On-Going Financial Planning Consultation and/or Financial Plan $1,000 4 Hours / Meeting per year
Hourly rate for specific planning needs/projects $250 1 Hour / Scope of project
**Basic retirement plan available for a flat fee. $5000 2 Hours / 1 Meeting

PURCHASE OF A CONTRACT WITH AN INSURANCE COMPANY: COST VARIES BY PRODUCT

Products like life insurance, disability insurance, annuities or long-term care. Insurance company pays a commission to advisor

ALL FEES ARE DISCUSSED AND AGREED UPON PRIOR TO ENGAGEMENT

***These fees are negotiable for specific client situations and levels of engagement for clients with Assets above $250,000 AUM. Planning would be included.


Additional compensation may apply in the form of commissions for purchase of individual stocks, bonds and through service fees (12b-1) for mutual fund transactions. Fees, charges and expenses are detailed in the Cetera Advisors LLC's ADV Part 2A.