Full Transparency Fee-Based Services
| Asset Range | Advisor Management Fee |
|---|---|
| $10,000 - $249,999 | 1.05% |
| $250,000 - $499,999 | 1.00% |
| $500,000 - $999,999 | 0.95% |
| $1,000,000 - $1,999,999 | 0.80% |
| $2,000,000 - $2,999,999 | 0.70% |
| $3,000,000 and above | 0.60% |
| Description | Cost | Generally Speaking |
|---|---|---|
| Financial Planning Consultation | $250 | 8 Hours / Multiple Meetings |
| We generally charge $2500 for a Financial Plan. $250 consultation is absorbed here*** | $2,500 | 8 Hours / Multiple Meetings |
| On-Going Financial Planning Consultation and/or Financial Plan | $1,000 | 4 Hours / Meeting per year |
| Hourly rate for specific planning needs/projects | $250 | 1 Hour / Scope of project |
| **Basic retirement plan available for a flat fee. | $5000 | 2 Hours / 1 Meeting |
PURCHASE OF A CONTRACT WITH AN INSURANCE COMPANY: COST VARIES BY PRODUCT
Products like life insurance, disability insurance, annuities or long-term care. Insurance company pays a commission to advisor
ALL FEES ARE DISCUSSED AND AGREED UPON PRIOR TO ENGAGEMENT
***These fees are negotiable for specific client situations and levels of engagement for clients with Assets above $250,000 AUM. Planning would be included.
Additional compensation may apply in the form of commissions for purchase of individual stocks, bonds and through service fees (12b-1) for mutual fund transactions. Fees, charges and expenses are detailed in the Cetera Advisors LLC's ADV Part 2A.