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The opinions contained in these materials are those of the author, and not a recommendation or solicitation to buy or sell investment products.  This information is from sources believed to be reliable, but Cetera Advisor Networks LLC cannot guarantee or represent that it is accurate or complete.

Essential Planning Guides …


The Conversation Project: Helping People Talk About Their End-of-Life Wishes …


Focus on LGBTQ Planning Challenges...


Financial & Legal Document Organizer

Survivors Guide - Take Time to Plan

Do your loved ones know where you keep your valuable financial and legal documents or how to contact your financial advisor, insurance agent or attorney? With the help of our complimentary organizer "Survivor's Guide: Take Time to Plan" you can impart this information and assemble the documents that will ease the burden on your family when you are gone. Download now.

Estate Planning

Planning For The Future: Passing on Your Values and Valuables

Personal estate planning course lesson book published by the Easter Seals. The first lesson identifies the steps which you should take to put together a personal estate plan which meets your goals and moves through all aspects you need to consider when defining your legacy. Download now.

Senior Services Information & Referrals

Helpful Hints for South Florida Seniors

I work closely with some of my elderly clients who have had to move into an assisted living facility. Much of the assistance they have needed was provided by my office. I am always happy to recommend various professionals, and I want to share the following referrals, and let you know that these services exist. Much of this is probably new to you as well. Download now.

The Conversation Project

Your Conversation Starter Kit (English)

The Conversation Project is dedicated to helping people talk about their wishes for end-of-life care. We know that no guide and no single conversation can cover all of the decisions that you and your family may face. What a conversation can do is provide a shared understanding of what matters most to you and your loved ones. This can make it easier to make decisions when the time comes. Learn more at Download your free guide now by clicking on your language preference below:


Your Conversation Starter Kit: For Families and Loved Ones of People with Alzheimer's Disease or Other Forms of Dementia (English)

Download your free guide now by clicking on your language preference below:


How to Choose a Health Care Proxy & How to Be a Health Care Proxy (English)

In addition to having conversations about your end-of-life care wishes, it's just as important to choose a health care proxy — the person who will make decisions about your medical care if you become unable to make them for yourself. This person is also called a health care agent or Power of Attorney for Health Care. Download your free guide now by clicking on your language preference below:

EnglishSpanish   |  Creole

Focus on LGBTQ

Helpful Hints for LGBTQ Seniors

In addition to all of the content listed in "Helpful Hints for South Florida Seniors" above, this version includes a list of LGBT Senior and Eldercare Websites. Download now.

This guide is a practical tool for lesbian, gay, bisexual and transgender (LGBT) older adults and others who are facing surgery or another medical procedure, and need or want to take control of planning for their own care. By the time you finish this guide you will be able to create your own care plan, which in turn will help you to have the most successful recovery possible.

Undergoing a surgical or medical procedure can be one of the most difficult times in a person’s life. Typically, people rely on family members to help them through the process and manage their care. But what if you don’t have family members who can step into that caregiving role? Download now.

Prepare to Care: A Planning Guide for Caregivers in the LGBT Community

Caring for a spouse, partner, close friend, or family member is one of the most important roles you’ll play. As our loved ones age it’s likely a matter of when, not if, they will need our help. Nearly 44 million Americans—1 in 5 adults— are caregivers for a relative or friend over age 50.1 It may start with driving your loved one to get groceries or going to the doctor. Later, you may find yourself taking more time off from work, preparing meals, or handling bills. If your loved one identifies as lesbian, gay, bisexual or transgender (LGBT), you will likely face extra challenges around caregiving. LGBT older adults are twice as likely to be single and four times less likely to have children than their non-LGBT counterparts. Many are estranged from their biological families which means they’re less likely to have the traditional caregiver support that many older adults rely on. Download now.

Caregiving in the LGBT Community

Caregiving is emerging as an increasingly important area of focus in the social services sphere, and service providers are seeking effective ways to support the growing caregiving population. While all caregivers can benefit from supportive services, not all caregivers are the same. Those who belong to the lesbian, gay, bisexual and transgender (LGBT) community have much in common with other caregivers, but also have unique experiences and needs.

Successfully supporting LGBT caregivers requires an understanding of these differences as well as modified interventions designed to meet their needs. This guide will provide an overview of what caregiving looks like in the LGBT community, and offer service providers ideas and best practices for reaching and supporting these caregivers. Download now.